This is Jim Smith's personal (political) blog. His real estate writings are now posted at www.GoldenREblog.com.
Thursday, October 8, 2009
Sewage Back-Up Not Covered WIthout Separate Endorsement
Mike Bailey of State Farm tells me, in answer to a question, that sewage back-up is not covered in the standard homeowner's policy. If you have a finished basement, you'd be well advised to pay the extra $25 or so for an endorsement adding that coverage to your homeowner's policy. Good advice!