[Published Sept. 26, 2013, in the Jeffco editions of the Denver Post's YourHub section]
Last week I wrote about flood insurance. Here’s an important fact you may not know: flood insurance, if you have it, does not cover damage to a finished basement if it floods. It will only cover basement appliances, such as furnace and water heater, which serve the above-grade floors. You might want to keep this in mind before finishing your basement!